One of the Most Dependable Automobile Insurance Agencies in Selden, NY

Car Insurance Is Required

In New York State, you’re required by law to carry auto insurance. It's easy to think all auto insurance is created equal. And if all insurance is alike, what difference does it make where you get your coverage?

There is a difference

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most automobile insurance agencies in Selden, NY are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.

We have proudly served the Selden, Mastic, Centereach, Coram, Middle Island, Ridge, Farmingville, Rocky Point, Miller Place, Holtsville, Medford, and surrounding areas for over 30 years.



Contact us today, and we'll help you protect what matters most.

What’s insurance for, anyway?

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering your position, if you should ever be in an accident, is important.

Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible.

Contact us today when you're looking for one of the best automobile insurance agencies Selden, NY has to offer, and we'll help you protect what matters most.

Auto insurance - required and additional protection

Insurance protects you and your assets in case of loss, injury, or damage either caused by you or someone else. Auto insurance usually consists of the following protections:

• Liability
• Uninsured motorist protection
• No fault/personal injury protection

Additional protection may include

• Collision
• Comprehensive
• Medical payments
• Emergency road service

Why we're different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile. Contact us today, and we'll help you protect what matters most.

Classic Car Insurance

You’ve carefully restored your ride, now it’s time to customize an insurance policy that will cover your antique or collector car just as carefully. In fact, proper coverage is the most important thing for your classic investment.

Classic car insurance and you

Because the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage than “regular use” drivers. Since classic and collectible cars often register as older vehicles, they aren’t evaluated at their true market value, according to standard insurance practices. So, if you have an accident, you could end up paying the difference out of pocket for repairs or replacements you’re not fully insured for.

We understand how much time and effort you put into your car. That’s why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.

With classic collectibles, one size does NOT fit all

In the same way you’d customize your ride, you need a customized classic car policy, which takes into account the car's collectible value, the miles you drive each year, and many other personalized adjustments.

But unlike standard auto insurance policies, you only pay for what you need because you don't need full-time coverage. You may be surprised by how affordable coverage can be for the average classic and collectible car owner when choosing one of the top automobile insurance agencies in Selden, NY.

How to qualify for classic and collectible car insurance

When we submit your application for insurance, your insurance carrier may require us to provide some or all the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

• Usage: We will tailor your policy to reflect your driving habits
• Storage: Your collectible car should be stored inside in a secure, locked garage or structure
• Regular-Use Vehicles: Since you don’t need to drive your classic car every day, some carriers may require that you maintain “regular use” insurance in your name
• Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account