Do I Need Flood Insurance?

Flood insurance is one coverage add on you’ve likely heard of, and yet you probably wonder if it is the right coverage for you and if it is something you should consider. After all, it isn’t generally packed into your standard home insurance policy, so you may not know if it is the right option for you. Our team at XL Brokerage Inc. is here to address all of the questions regarding whether you need floor insurance in greater Selden, NY. 

What Does Flood Insurance Cover?

Flood insurance naturally covers flooding. Flooding can occur during a natural storm, such as extremely heavy rain. It can also cover a fast thaw where a large amount of snow water melts and seeps into the ground around your property. It also covers the flooding caused by putting out a fire. A considerable amount of water is pumped into your home to put out a fire, resulting in flooding. Flood insurance will cover this. 

Do You Need Flood Insurance?

Do you want to protect yourself in the event of any kind of extreme water damage? It is expensive to make water repairs (as well as remove mold). If you don’t want to make these repairs out of pocket, consider flood insurance. 

Call For All Your Flood Insurance Questions

Flood insurance is a valuable add on when it comes to your home owner’s insurance. While not necessary, it will help protect you in the event of flooding. If you want to know more about flood insurance, whether it is right for you or if you should consider other home owner’s insurance add ons, our staff here at XL Brokerage Inc. is here to address those questions. If you live in Selden, NY and the surrounding areas all you need to do is give us a call at your earliest convenience.