3 Tips for Protecting Your Home While You Are on Vacation

When you go on vacation, the last thing you want to think about is whether or not your home is safe and secure. The agents of XL Brokerage Inc. are available to the residents of Selden, NY when it comes to questions about insuring their home and keeping it safe while they are on vacation. Agents can offer several different ideas on how to keep your home secure.

Tell Your Neighbors

Tell your neighbors that you are going on vacation. Let them know when you are leaving and when you will be back. Ask them to keep an eye on your property and to report any abnormalities to local law enforcement.

Make Your Home Look Lived In

Stop your mail and newspaper service. Have your lights set to go on and off with a timer. If you are going to be gone for an extended amount of time, have one of your neighbors mow your lawn.

Install a Home Security System

Installing a home security system will allow you to look in on your home whenever you want. If your system is professionally monitored, your system will notify the police if any of the sensors are triggered. With the system’s app, you can view any part of your home as long as a camera is set up.

In Selden NY, the agents of XL Brokerage Inc. have the experience you need to keep your home safe and secure. Before you leave for vacation, discuss your plans with your insurance agent, and ask for ways that you can keep your home safe from unwanted intruders. They have all of the answers you need! Speak with an agent as soon as you can to get the information you can rely on.

How Big Life Changes Affect Car Insurance

Car insurance is a unique expense in that you are required by law to maintain car insurance in most states. This makes it even more important to make sure you get the best deal possible. There are many factors that can affect the cost of auto insurance. At XL Brokerage Inc. serving Selden, NY, we love taking the opportunity to educate our clients on these topics. Keep reading to find out how big life changes can affect car insurance. 

Marriage

One of the big life changes which can affect your car insurance will be marriage. In most cases when a couple gets married they wish to combine their car insurance. This is a great idea because most insurance policies offer a discount to married people. Take time to compare rates to get the best possible deal after getting married. 

Buying a Home

Purchasing a home is a signal of stability for most insurance companies and they equate that with a decreased risk to insure you. This life change can reflect as a discount on your car insurance. Many companies that provide car insurance also offer homeowner’s insurance. Bundling these policies can offer even more discounts. 

Adding a Teen Driver

Another huge life change that will greatly affect your insurance will be adding a teen driver. For a certain amount of time, it will be your responsibility to carry your teen on your insurance while they are first learning to drive. Be sure to discuss with your insurance representative when you will need to make this change. Also, take this opportunity to learn about any discounts you may be eligible for if your child maintains good grades. 

If you would like to learn more about auto insurance, please contact our friendly staff at XL Brokerage Inc. serving Selden, NY today. We are happy to answer your questions.